manbetx万博

传真:010-56632006
邮箱:webmaster@jurnaldiva.com
     manbetx万博 >> 行业动态
资管新规重磅配套细则出台,一文速览四大重点

资管新规重磅配套细则《标准化债权类资产认定规则》正式出台!

YANGXINGWANGZHAN3RIXIAOXI,ZHONGGUORENMINYINXINGHUITONGZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUI、ZHONGGUOZHENGQUANJIANDUGUANLIWEIYUANHUI、GUOJIAWAIHUIGUANLIJUZHENGSHIFABU《BIAOZHUNHUAZHAIQUANLEIZICHANRENDINGGUIZE》(XIACHENG《RENDINGGUIZE》),ZI2020NIAN8YUE3RIQISHIXING。


YANGXINGYOUGUANBUMENFUZERENBIAOSHI,《RENDINGGUIZE》CHONGFENKAOLVSHICHANGXUYAO,WEIGELEIZHAIQUANLEIZICHANTIGONGLEMINGQUEDERENDINGLUJING。WEILEJINLIANGBIMIANZAOCHENGSHICHANGDAFUBODONG,SHIFOUJINXINGBIAOZHAIZICHANRENDINGCHONGFENZUNZHONGXIANGGUANSHICHANGCANYUZHEJIJICHUSHESHIJIGOUYIYUAN,BINGGUIDINGZAIGUODUQINEIBAOCHIDUICUNLIANGZICHANDEJIANGUANYAOQIUBUBIAN,TUIDONGSHICHANGPINGWENGUODU,YOUXIAOFANGFANCHUZHIFENGXIAN。

重点一 作出三处文字修改

YUZHENGQIUYIJIANGAOXIANGBI,RENDINGGUIZEDUIBIAOZHAIZICHANDEWUXIANGYAOQIUJIXIANGGUANRENDINGBIAOZHUNJINXINGLESANCHUDIAOZHENG:

1.ZHENGQIUYIJIANGAO:TOUZIZHEHEFAXINGRENZAIFAXINGWENJIANZHONGYUEDINGXINXIPILUFANGSHI、NEIRONG、PINLVDENGJUTIANPAI,XINXIPILUZERENZHUTIQUEBAOXINXIPILUZHENSHI、ZHUNQUE、WANZHENG、JISHI。

RENDINGGUIZE:FAXINGWENJIANDUIXINXIPILUFANGSHI、NEIRONG、PINLVDENGJUTIANPAIYOUMINGQUEYUEDING,XINXIPILUZERENZHUTIQUEBAOXINXIPILUZHENSHI、ZHUNQUE、WANZHENG、JISHI。

解读:弱化对发行文件签署方的限制,避免产生歧义。

2.ZHENGQIUYIJIANGAO:FAXINGWENJIANZHONGMINGQUEFAXINGRENYOUYIWUTONGGUOTIGONGXIANJINHUOJINRONGGONGJUDENGCHANGFUTOUZIZHE,HUOYIPOCHANGELIDEJICHUZICHANSUOCHANSHENGDEXIANJINLIUCHANGFUTOUZIZHE,BINGZHISHAOBAOHANFAXINGJINE、PIAOMIANJINE、FAXINGJIAGEHUOLILVQUEDINGFANGSHI、QIXIAN、FAXINGFANGSHI、CHENGXIAOFANGSHIDENGYAOSU。

RENDINGGUIZE:FAXINGWENJIANZHONGMINGQUEFAXINGRENYOUYIWUTONGGUOTIGONGXIANJINHUOJINRONGGONGJUDENGCHANGFUTOUZIZHE,HUOMINGQUEYIPOCHANGELIDEJICHUZICHANSUOCHANSHENGDEXIANJINLIUCHANGFUTOUZIZHE,BINGZHISHAOBAOHANFAXINGJINE、PIAOMIANJINE、FAXINGJIAGEHUOLILVQUEDINGFANGSHI、QIXIAN、FAXINGFANGSHI、CHENGXIAOFANGSHIDENGYAOSU。

解读:避免产生资产支持证券等的偿付,依赖发行人主体信用的歧义。

3.ZHENGQIUYIJIANGAO:MAIMAISHUANGFANGYOUXIANYIJULISHICHENGJIAOJIAGEHUOZUOSHIJIGOU、CHENGXIAOSHANGBAOJIAQUEDINGJIAOYIJIAGE。RUOGAIZICHANWULISHICHENGJIAOJIAGEHUOBAOJIA,KECANKAOQITADISANFANGGUZHI。

RENDINGGUIZE:MAIMAISHUANGFANGYOUXIANYIJUJINQICHENGJIAOJIAGEHUOZUOSHIJIGOU、CHENGXIAOSHANGBAOJIAQUEDINGJIAOYIJIAGE。RUOGAIZICHANWUJINQICHENGJIAOJIAGEHUOBAOJIA,KECANKAOQITADISANFANGGUZHI。

解读:避免特定情况下的历史成交价格无法准确反映部分低流动性资产的公允价格,进一步支持使用第三方估值。

重点二 对五项标债资产认定标准进行细化

《RENDINGGUIZE》MINGQUE,BENGUIZESUOCHENGDEBIAOZHUNHUAZHAIQUANLEIZICHANSHIZHIYIFAFAXINGDEZHAIQUAN、ZICHANZHICHIZHENGQUANDENGGUDINGSHOUYIZHENGQUAN,ZHUYAOBAOKUOGUOZHAI、ZHONGYANGYINXINGPIAOJU、DIFANGZHENGFUZHAIQUAN、ZHENGFUZHICHIJIGOUZHAIQUAN、JINRONGZHAIQUAN、FEIJINRONGQIYEZHAIWURONGZIGONGJU、GONGSIZHAIQUAN、QIYEZHAIQUAN、GUOJIJIGOUZHAIQUAN、TONGYECUNDAN、XINDAIZICHANZHICHIZHENGQUAN、ZICHANZHICHIPIAOJU、ZHENGQUANJIAOYISUOGUAPAIJIAOYIDEZICHANZHICHIZHENGQUAN,YIJIGUDINGSHOUYILEIGONGKAIMUJIZHENGQUANTOUZIJIJINDENG。

QITAZHAIQUANLEIZICHANBEIRENDINGWEIBIAOZHUNHUAZHAIQUANLEIZICHANDE,YINGDANGTONGSHIFUHEYIXIATIAOJIAN:


ZILIAOLAIYUAN:《BIAOZHUNHUAZHAIQUANLEIZICHANRENDINGGUIZE》

2019NIAN10YUE12RI,RENMINYINXINGHUITONGYINBAOJIANHUI、ZHENGJIANHUI、WAIHUIJUQICAOLE《BIAOZHUNHUAZHAIQUANLEIZICHANRENDINGGUIZE(ZHENGQIUYIJIANGAO)》,ZUOWEI《GUANYUGUIFANJINRONGJIGOUZICHANGUANLIYEWUDEZHIDAOYIJIAN》(YIXIAJIANCHENG《ZHIDAOYIJIAN》)DEZHONGYAOPEITAOXIZE。

DUIYUSHICHANGJIGOUGUANZHUDEBUFENZICHAN,GAIFUZERENJIESHAO,RUZAIYINXINGJIAN、JIAOYISUOZHAIQUANSHICHANGJIAOYIDEZHENGJINZHAI、TIEDAOZHAI、ZHONGYANGHUIJINZHAI、XIONGMAOZHAIDENGPINZHONG,SHUYU《RENDINGGUIZE》ZHONGSUOLIEGUDINGSHOUYIZHENGQUANDEXIFENPINZHONG,SHUYUBIAOZHAIZICHAN;DUIYONGXUZHAI、KEZHUANZHAI,GENJU《QIYEHUIJIZHUNZE》JIFAXINGJIGOUHUIJIGUISHUDENGMINGQUEQIZICHANSHUXINGWEIZHAIQUANDE,SHUYUBIAOZHAIZICHAN,ZICHANSHUXINGBUSHUYUZHAIQUANDE,WEICHIXIANXINGJIANGUANYAOQIUBUBIAN,QIEBUANZHAO《ZHIDAOYIJIAN》YOUGUANFEIBIAOZICHANJIANGUANYAOQIUCHULI。CIWAI,KAOLVDAOQITAGUDINGSHOUYILEIGONGMUZIGUANCHANPINZAITOUZIFANWEI、XINXIPILU、GUZHIFANGSHIGUIFANXINGDENGFANGMIAN,YUGUDINGSHOUYILEIGONGMUZHENGQUANTOUZIJIJINRENGYOUYIDINGCHAJU,YINCI《RENDINGGUIZE》JINJIANGHOUZHENARUBIAOZHAIZICHAN。

重点三 部分机构可提出标准化债权类资产认定申请

DUIYURENDINGGUOCHENG,YANGXINGYOUGUANBUMENFUZERENJIU《RENDINGGUIZE》DAJIZHEWENSHIBIAOSHI,WEIZHAIQUANLEIZICHANTIGONGDENGJITUOGUAN、QINGSUANJIESUANDENGJICHUSHESHIFUWUDEJICHUSHESHIJIGOU(RUYINXINGYELICAIDENGJITUOGUANZHONGXINYOUXIANGONGSI、YINXINGYEXINDAIZICHANDENGJILIUZHUANZHONGXINYOUXIANGONGSI、BEIJINGJINRONGZICHANJIAOYISUOYOUXIANGONGSI、ZHONGZHENGJIGOUJIANBAOJIAXITONGGUFENYOUXIANGONGSI、SHANGHAIBAOXIANJIAOYISUOGUFENYOUXIANGONGSI、SHANGHAIPIAOJUJIAOYISUOGUFENYOUXIANGONGSIDENG)ZUOWEISHENQINGZHUTI,XIANGRENMINYINXINGTICHUBIAOZHAIZICHANRENDINGSHENQING。

GAIFUZERENCHENG,RENMINYINXINGHUITONGJINRONGJIANDUGUANLIBUMENGENJU《RENDINGGUIZE》DIERTIAOSUOLIETIAOJIANJIYOUGUANGUIDINGDUIXIANGGUANZHAIQUANLEIZICHANJINXINGRENDING。HOUXU,RENMINYINXINGJIANGHUITONGJINRONGJIANDUGUANLIBUMENDONGTAIGONGBUTONGGUORENDINGDEZHAIQUANLEIZICHANMINGDAN。

重点四 明确过渡期安排

YANGXINGYOUGUANBUMENFUZERENJIU《RENDINGGUIZE》DAJIZHEWENSHIBIAOSHI,ZAI《ZHIDAOYIJIAN》GUODUQINEI,DUIYU《RENDINGGUIZE》FABUQIANCUNLIANGDE“WEIBEINARUBENGUIZEFABUQIANJINRONGJIANGUANBUMENFEIBIAOZHUNHUAZHAIQUANLEIZICHANTONGJIFANWEIDEZICHAN”,KEHUOMIANFEIBIAOZICHANTOUZIDEQIXIANPIPEI、XIANEGUANLI、JIZHONGDUGUANLI、XINXIPILUDENGJIANGUANYAOQIU。DUIYUFABUHOUXINZENGDE,BUYUHUOMIAN。

ZHONGXINZHENGQUANGUDINGSHOUYISHOUXIFENXISHIMINGMINGBIAOSHI,JIYUGUODUQIANPAI,KEHUOMIANYIDINGDEQIXIANPIPEI、XIANEGUANLI、JIZHONGDUGUANLIDENGJIANGUANYAOQIU,CHONGFENZUNZHONGLESHICHANGCANYUZHEJIJICHUSHESHIJIGOUDEYIYUAN,BAOZHENGSHICHANGDEPINGWENGUODU,WEISHICHANGLIUZUKONGJIAN。


打印 】 【 关闭 】 【 点击数 1535 】
首 页 | 关于我们 | manbetx万博 | 业务领域 | 产品结构 | 合作伙伴 | manbetx万博 | 招贤纳士 | 联系我们 Copyright@2013 中国manbetx万博有限公司 版权所有
友情链接: | | | |
本网站已支持IPv6
var _hmt = _hmt || []; (function() { var hm = document.createElement("script"); hm.src = "https://hm.baidu.com/hm.js?78ebdacae9da971faf025645ab77d367"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(hm, s); })();